Blog A homeowner's guide

Parging or underpinning: how to tell what your foundation needs

Parging is a thin cement-based coat on the outside of a foundation wall. It seals and protects the wall, but it can't hold a moving wall in place. Underpinning is structural work that deepens or strengthens what the foundation stands on. If a crack runs sideways, steps like a staircase or keeps growing, have it assessed before anyone patches it.

By Albany Contracting Group

Empty room through a doorway, vinyl plank floor, pot lights, small high window beyond

Many homeowners don't think about either word until a chunk of grey coating falls off the wall by the front steps, or a crack shows up in the basement after a hard winter. Here is how to tell which family your problem belongs to, and what to do next.

Parging is a protective skin, not a structural repair

Parging is the smooth grey layer you see on the part of the foundation above the soil. Under it is usually concrete block or poured concrete. Tarion, Ontario's new home warranty body, describes parging as a cement-based layer, and notes the Building Code only requires it on concrete block foundation walls below grade. Above grade, it isn't a Code requirement: it's a finish that covers and protects the wall.

That's the key point. Parging covers the wall. It doesn't hold anything up. A new coat over a wall that is still moving only covers the problem.

Flaking parging is usually a surface problem

Some parging trouble is close to normal:

  • Hairline cracks. Tarion says hairline cracks are normal in parged surfaces.
  • Patches that flake or pop off. It's ugly, and every bare patch leaves the wall less protected, but on its own it's a problem with the skin.

One thing to take more seriously: Tarion says parging that is separating from the concrete block behind it is not acceptable. If the coat sounds hollow when you tap it, or whole sheets come away, the bond has failed. Ask yourself why water is getting in there.

Sideways, stepped or growing cracks point below the surface

The cracks that worry the experts are the ones that run through the wall itself, not just the coating. Home repair guide Bob Vila puts it plainly:

  • Horizontal cracks and stair-step cracks (the zigzag that follows the mortar joints in a block wall) are serious and should be looked at right away. Horizontal cracks usually come from pressure pushing on the wall from outside.
  • Vertical and diagonal cracks typically don't point to a structural problem.

A few other signs are worth noting before anyone visits:

  • The crack is getting longer or wider over the months.
  • The wall looks bowed or pushed in.
  • Water comes through the crack.

Take dated photos of the crack with a tape measure or a coin beside it, so you can see whether it changes.

Underpinning is structural work for an engineer to design

Underpinning means building new support under the existing foundation: deeper footings, or a stronger base for a wall that has settled. Because it removes and replaces the support a house is standing on, the Government of Ontario's guidance on underpinning says bracing is critical and a professional engineer should design the bracing and the method.

What that means for you:

  • Don't let anyone sell you underpinning from a single glance. A structural problem deserves an engineer's assessment of what's moving and why.
  • Don't let anyone sell you parging as the fix for a moving wall. A fresh coat over a structural crack hides it for a season.

If your foundation is wet but not moving, ask about basement waterproofing as well.

Good photos make any assessment easier

You don't need to diagnose your own foundation. You need someone qualified to look at it. Good photos help whoever does, an engineer or a contractor, before anyone visits:

  1. One wide shot of the whole wall, to show where the crack sits.
  2. A close-up of each crack, with a tape measure or coin for scale.
  3. The outside and the inside of the same spot, if you can reach both.
  4. Any water marks, white powdery deposits or flaking on the basement side.

Note how long you've seen the problem and whether it has changed. Dated photos show that better than memory.

Questions we get

Is parging worth it?

Yes, when the wall behind it is sound. Parging protects the outside of the foundation from water and weather and makes it look finished. It isn't worth it as a cover over a crack that is still moving, because the coat covers the wall without holding it in place.

How do I know if I need underpinning?

You can't tell from the outside alone. Horizontal or stair-step cracks, a wall that bows in, or cracks that keep growing are signs to have the foundation assessed. An engineer decides whether underpinning is the answer.

What's the difference between a parging crack and a foundation crack?

A parging crack is only in the coating. A foundation crack runs through the wall itself. If the crack in the parging lines up with a crack you can see on the inside of the same wall, the wall is cracked, not just the coat.

Can underpinning fail?

It can, which is why it's not a job to rush. Underpinning removes the support a house is standing on while new support goes in, so Ontario's guidance says bracing is critical and a professional engineer should design the bracing and the method.

Do I need a permit for underpinning in Hamilton?

Ask the City before any digging starts. Hamilton's Building Division answers permit questions at 905-546-2720 or building@hamilton.ca. In Toronto, for comparison, underpinning is a renovation that needs a building permit.

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